Next week, some people will get a double Social Security payment if they qualify for two specific programs. The Social Security Administration (SSA) pays benefits to retired workers, survivors, disabled people, and those in the Supplemental Security Income (SSI) program. Even though most people only get payments from one program, some can get benefits from both SSI and Social Security Disability Insurance (SSDI) and will receive a double payment next week.
When Will the Payments Be Made?
The SSA will send the first two payments during the first week of July and the rest on the second, third, and fourth Wednesdays of the month. According to the Social Security payment schedule:
SSI recipients will get their deposits on July 1st.
SSDI beneficiaries who claimed benefits before May 1997 will get their payments on July 3rd.
This means that some people might get a double Social Security payment if they meet the requirements for both programs.
Who Can Get a Double Social Security Payment?
It’s a common belief that if you get one type of benefit, you can’t get the other. However, some people qualify for both SSDI and SSI. Here’s how it works:
SSDI is for disabled workers and is not means-tested.
SSI is for people who can’t work, have few assets, and limited income.
You might be eligible for both programs if you:
Became unable to work early in your career.
Worked a minimum wage job.
Did not work full-time during the ten years before your disability.
Income and Resource Limits
If you’re applying for SSI, your monthly countable income can’t be more than $1,767 for individuals or $2,607 for couples. There is also a resource limit: $2,000 for single people and $3,000 for married couples. Despite these limits, getting both SSI and SSDI can help, especially if your SSDI benefits are low because of minimum-wage work. SSI can boost your monthly income indefinitely or until you find other employment.
Payment Dates in July
Here’s the schedule for the double Social Security payments in July:
Monday, July 1: SSI beneficiaries
Wednesday, July 3: SSDI recipients who started getting payments before May 1997
Wednesday, July 10: Beneficiaries born between July 1 and 10
Wednesday, July 17: Beneficiaries born between July 11 and 20
Wednesday, July 24: Beneficiaries born between July 21 and 31
What to Do If Your Application Is Denied
If your application for a double Social Security payment is denied, don’t get discouraged. Many applicants are turned down after their first application for reasons such as:
A technical problem with your application, like missing a crucial section.
Discrepancies in your Social Security number, name, or birthdate.
Not having enough work credits for SSDI.
Your income or assets exceeding the limits for SSI.
The disability examiner deciding that you don’t have a qualifying disability.
If your disability claim is denied, you can request reconsideration. An examiner will review your application and any additional evidence. If you are denied again, you can request a hearing before an administrative law judge (ALJ) to review your disability claim.
Understanding how to qualify for both SSI and SSDI can help you maximize your benefits. By knowing the eligibility requirements, payment dates, and what to do if your application is denied, you can ensure you receive the benefits you’re entitled to. Don’t give up if your application is denied; there are steps you can take to appeal and possibly receive the benefits you need.
Frequently Asked Questions (FAQs)
Can I get both SSDI and SSI benefits?
Yes, some people can qualify for both SSDI and SSI benefits under certain circumstances.
What are the income limits for SSI?
Your monthly countable income must be below $1,767 for individuals or $2,607 for couples.
When will the double payments be made?
SSI payments will be on July 1st, and SSDI payments for those who claimed before May 1997 will be on July 3rd.
Why was my application denied?
Applications can be denied for several reasons, such as technical errors, discrepancies in information, or not meeting work credit or income limits.
What should I do if my application is denied?
You can request reconsideration and, if necessary, a hearing before an administrative law judge.